Need an appraisal in Kyle or Hays County?

The top 7 reasons TX homeowners need Appraisal Professionals:

  1. To get a pre-listing appraisal (whether they're selling the home themselves or using an agent)
  2. To challenge a TX property tax assessment
  3. To reduce a mortgage payments by removing PMI
  4. To reinstate their Home Equity Line of Credit (HELOC)
  5. Review a different appraiser's report for verification
  6. If property needs to be divided because of a divorce
  7. To determine the true market value of property in question to settle an estate in TX

Own a house in or near Kyle, TX and need help deciding the value of it?
Contact Appraisal Professionals.

At Appraisal Professionals, we understand the particular needs of a homeowner after appraisal services. While our usual business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

Pre-listing Services/For Sale By Owner (FSBO)

Since you have an emotional attachment to your own house, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your property will attract buyers, a professional appraisal is very crucial as a negotiating tool once you have a potential buyer. The appraisal is something concrete to show the buyer. The appraisal is an independent third party's opinion of your property's price, not just how much you think your house is worth. Potential buyers assume that you have an emotional attachment to your house and will be more likely to give credibility to an expert appraiser's value opinion than yours.

Need to remove PMI?

Getting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is a preferred money saver for homeowners. Your monthly payments will go down once your mortgage loan amount is down below 80% of the value of your house. In most cases you can apply to the lender to have the PMI eliminated from your loan. At Appraisal Professionals, we're qualified in helping folks just like you get rid of unneeded PMI insurance.

Challenging Hays county's assessment of your property

Your local tax assessor may have your house overvalued if your house not appreciating as much as other homes nearby. This only means you're probably paying higher taxes than you should be paying. The quicker you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. A professional appraisal from Appraisal Professionals is your perfect weapon when challenging your property tax assessment.

HELOC recently frozen?

Even if your specific property has not declined in value, your lender just may decide to automatically freeze your home equity line of credit (HELOC) if your house is close to a declining area. Not only can this be disadvantageous from a cash flow point of view, but it can be detrimental to your credit score since it may appear as though that credit line is maxed out. Appraisal Professionals can provide you with an expert appraisal that will help you reinstate your HELOC.

We Also Provide Field and Desktop Appraisal Review Services

Would you wish a second opinion without the charge and delay of waiting for a whole new appraisal? Or do you desire a seasoned expert to double-check your appraisal for accuracy? In a field review we'll go out and check the subject and comps. Or, if you need it in a rush, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? Appraisal Professionals can help with that too. While typically requested by banks, you may desire to make use of this service if you suspect mortgage fraud related to your property.